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Lars is the CTO & Co-Founder at Mbanq – a Silicon Valley, Banking as a Service (BaaS), providing banking technology to banks, credit unions and other FinTechs. He is a banking transformation expert and influencer in digital and blockchain banking. Lars headed executive roles for Deutsche Bank, PwC, Accenture & Infosys and has lectured at renowned institutes including Stanford University & the University of Liechtenstein. He also found the Steinbeis Consulting Center Intercultural Academy.